September 2017 Budget Check-In!

Hiya’ folks! It’s time for my monthly budget check-in! This is a blog series of where I review my entire budget after each month! Let’s get started!

Well everybody, this is my first budget post going over my September 2017 budget, so I hope all goes well! 🙂 We’re going to break down each category in my budget starting with the first category: Bills!

Bills: $500.00

This amount of money goes toward water, gas, electricity, internet, cellphone, and other mandatory bill-like stuff. Not a very fun category, but it must be paid. Bills before play, I always say!

Activities: $63.00

Now usually, this category is only $30.00 a month because of my recreational activity fee of $30.00 a month. Hey, I gotta’ have some fun and this is the only expense I pay for that fun. However, last month I paid for two college courses at my local community college to take in the future. The first one was musical lecture about The Beatles (which was 3 bucks) and the next one will be a more intricate class about publishing your own book. Since I am currently working on a novel and it will be complete in the future, I want to invest in a class that would help me get it to print. Or if worse comes to worse, I’ll just self publish. But putting money in areas you love that will help you never hurts at all! In fact, I recommend it! 🙂

Medication: $0.00

Hooray! I met my deductible! 😀 No money for medication last month, but it may be different this month. I’ll just have to wait and see. 🙂

Groceries: $190.83

Ouch. I normally budget $200.00 for this category alone, but since things got pricey last month with groceries is the reason this category is unusually high. Normally it’s under $190.00. I guess paying out the nose for brussels sprouts didn’t help this category this month. Booooooo… So I shall buy cheaper vegetables next month! Like broccoli! 🙂

Misc. Items: $79.66

Hmm… Not bad for this month. In fact, it’s pretty good! The bulk of this spending was at the dollar store, thrift stores, and on Operation Christmas Child supplies for shoeboxes which I wish I had more money for. Oh well. : ( Mostly, everything was under 5 bucks which is a good thing. 🙂 The only extra big expense was a clearance Igloo lunch box that was quite big and rectangular for only $10.00. But it was worth it, I say! They usually ring up for $20.00 or more! That’s why I had to hop on that deal! 🙂

Entertainment: $31.81

Phew! Met this budget with a little over a hair! I normally only put $30.00 for entertainment each month, but I was a teensy bit over budget, which is fine in this case. 🙂 Entertainment category items are usually manga (Japanese comics) and music from iTunes. But that music from iTunes adds up if you are not careful, so I only usually buy five songs from iTunes every other month so things don’t get too crazy, haha. 🙂

Eating Out: $21.21

Hmm… A little high for last month. Anything over $10.00 in this category is high to me, haha. I try not to eat out a lot because it is expensive to do so and in all honesty, a waste of money usually because you could buy your own food and make more food for less than what you pay for it at a restaurant… A lot of Costco food on this list though! But I just can’t hep it… I love Costco food too much and it is so cheap! 😉

Unneccessary Expense: $1.00

Not bad! Usually it’s higher! This is a special category that does not count toward the end total of my budget, but just tells me the things I bought that were unnecessary or in other words, stupid. Keeps me accountable each month. 🙂

And the grand total is… *drum roll please* …

Grand Total: $886.51

And in my favorite color, hot pink, as well!

Every month, I try to be as frugal as I can be and try to improve for next month all of the time. I think food is what gets me since I always buy fresh foods instead of processed crap. I will try to be more mindful of my food budget this month though as we go into October. 🙂

How was your September budget wise?

3 thoughts on “September 2017 Budget Check-In!”

  1. Have you tried Spotify? I used to buy songs as well, but now I just make playlists on Spotify and listen for free! At first I didn’t think I would be happy doing this, but I love it!

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    1. Hmm… I just looked at Spotify and it seems to only have popular music on it plus other stuff. However, I have such an eclectic taste in music that they probably woldn’t even have songs I would like listening to a lot. 😛

      But thank you for the idea! I always appreciate ideas on how to be more frugal! 🙂 My playlist is also pretty big from investing in it, but I always like ripping music to it as well! Free CDs from the library are perfect for that! 🙂

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  2. It’s kind of complicated, the whole thing with Social Security, but they calculate something and they came up with $500 I have to pay for bills each month. : / I think it has to do with how much LOCMom earns each month or however much she earned through her working years. She is retired now though. 🙂

    Yes, I always believe in investing in your health is something no one should ever skip out on. 🙂 That’s awesome how you guys have your cars paid off! And yes, good insurance is always wonderful to have! 🙂

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